– HELP stands for ‘Hiridjee Education Loan Pakistan’ initiated by World Federation The objective of HELP is to provide loan for higher education to those KPSIAJ members who are unable to proceed with their educational career due to financial constraints.

– The registration for HELP is free.

• • – Must be a member of Khoja (Pirhai) Shia Isna Asheri Jamaat.

• • – Must be pursuing admission for undergraduate or graduate programs and other professional qualifications in any field of interest within Pakistan. Students opting for the following fields will be preferred:

    1. – Medicine

    2. – Social Sciences/Education

    3. – Research and Development

    4. – Engineering

    5. – IT/Computer Sciences

    6. – Bio technology

• • – Must fulfil the eligibility criteria of the institute and program he/she is applying for.

• – To be eligible, an applicant must not obtain a loan from any other institute or organisation for the same purpose without informing SLC.

–  No. Your online application will be reviewed by our committee members. Once the application is approved you will be called for interview.

– Candidates are selected by keeping in view the following factors:

1. – Academic performance

2. – Financial background

3. – Guarantors’ credibility

4. – Course selection

– You have to give information about two guarantors of your loan. The guarantors must have the capability and will to repay the loan in case the student is declared as a defaulter.

– Yes, you may apply. Selection would be made after examining your previous exam records.

– Yes, you may receive up to 100% of the tuition fees.

– No, the loan will cover only tuition fees of the applied course.

– The fees will be paid by KPSIAJ welfare department directly in university’s account, as per their described method of fee payment.

– You should meet university’s criteria for passing each semester.

– Only one university.

– You may apply for any field, but preference for this loan will be given to fields mentioned in eligibility criteria (question no. 3)

– The documents required for HELP are given below:

1. – Online application form.

2. – Admission offer letter from university (if received).

3. – Your Photograph.

4. – Last accomplished degree/marksheet.

5. – Last month electricity bill.

6. – Guarantor’s last month salary slip or Six-month bank statement.

– In case of any major amendment, you may write to us at slc@kpsiaj.org

Go to the KPSIAJ official website. You will find the application form under the Education Assistance tab. Or click here to access the form.

– Yes, you may apply for this loan, but you have to give necessary details asked in the application form.

– Student must select any HEC recognized university within Pakistan.

– Yes, you may, by repaying the outstanding amount.

– The repayment schedule will be decided once the loan is approved. In most cases, the repayment of loan is due after the completion of the degree.

– The repayment schedule will be flexible and will be decided after mutual consent of SLC and the student. The student may also be given a grace period after the completion of the degree, as per the approval of SLC.

– The loan has to be repaid within 5 years after degree completion.